In connection with your transaction we may require information about you as described in this notice, which we handle as stated in this notice.

1. We collect non public personal information about you from the following sources:
  a. information we receive from you on applications or other forms.
  b. information about you transaction with us; and
  c. information we receive from a consumer reporting agency
2. We do not disclose, nor do we reserve the right to disclose, any non-public personal information about our customers, customers or former customers to anyone, except as permitted by law.
3. We may disclose non public personal information about you as a consumer, customer or former customer, to non-affiliated third parties permitted by law.
4. We restrict access to non-public personal information about you to parties who need to know that information to provide products and or services to you.
5. We reserve the right to change or alter our privacy policies without notice.